Budget 2023

March 17, 2023
Mr Hunt’s first (full) effort was interesting, with some positive surprises and little in the way of negatives. The ambition was considerable, but most of the measures were modest, with little hope of achieving significant results. This Note focuses on the financial planning aspects, but [...]
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Residential Property Review – February 2023

March 5, 2023
Housing market continues slowdown According to the latest UK Residential Survey from the Royal Institution of Chartered Surveyors (RICS) new buyer demand, sales, fresh listings and prices are all on a downward trend. January saw the ninth successive negative monthly reading for new buyer enquiries, [...]
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Estate planning – take control

February 22, 2023
Inheritance Tax (IHT) is once again in the spotlight following the Chancellor’s decision to freeze IHT thresholds for a further two years until April 2028. Extending the frozen thresholds, together with rising house prices and soaring inflation mean that more estates are likely to be [...]
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Economic Review – January 2023

February 14, 2023
UK growth beats expectations The latest gross domestic product (GDP) statistics show the economy unexpectedly grew in November easing fears that the UK has already slipped into recession. Data released by the Office for National Statistics (ONS) revealed that the UK economy expanded by 0.1% [...]
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Reminder – tax year end

February 14, 2023
As the end of the tax year approaches, a prime consideration should be how external factors such as reduced or frozen allowances, together with high inflation, could impact your finances and what action you need to take before 5 April 2023. If you are affected [...]
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New year – check your protection

January 11, 2023
The start of a new year is a great opportunity to reassess your finances. In 2023, with difficult economic conditions causing cost-of-living difficulties for many, it is especially important to make sure everything’s in order. Protection is an essential part of long-term financial planning. The [...]
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Residential Property Review – December 2022

January 6, 2023
Demand drops amid economic uncertainty Activity is weakening across the sales market, according to the latest UK Residential Survey from the Royal Institute of Chartered Surveyors (RICS), which points to a challenging year ahead. The headline net balance for new buyer enquiries was -38% in [...]
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Thomson Tyndall Investment thoughts Q1 2023

January 5, 2023
Happy New Year! After three successive years where the performance of stock markets has been disconnected from the state of the real economy and with gloomy predictions of impending recessions this year, we are hopeful that markets will again buck the trend. Markets are thought [...]
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Residential Property Review – November 2022

December 1, 2022
More Stamp Duty changes in Autumn Statement Chancellor Jeremy Hunt’s Autumn Statement on 17 November left housing out of the limelight, though it did include a commitment to keep the Stamp Duty Land Tax (SDLT) changes announced in the ‘mini-budget’ – for now. In September, [...]
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Autumn Statement 2022

November 22, 2022
There was much rumour ahead of the Autumn statement about how the hole in the UK finances will be fixed. Overall, there are several changes that will affect the finances of our clients. The government has mostly decided to fix the problem through stealth taxes [...]
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