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Don’t let the pandemic derail your retirement plans

 August 7, 2020
The pandemic is having a far-reaching impact on all aspects of our lives, not least our finances. Although stock market volatility has posed challenges, you must not allow the outbreak to send your retirement plans off track. RESILIENCE SAVES THE DAY The need to develop [...]
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Be scam aware

 August 7, 2020
Several UK bodies, including the Bank of England, National Crime Agency and the Financial Conduct Authority (FCA), have warned people to be particularly vigilant about scams, many of which are targeting vulnerable people, such as those who have lost their jobs or are under greater [...]
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Tone up your finances in 2020

 January 21, 2020
As we face the year ahead with great anticipation, thoughts of resolutions, often centred around lifestyle improvements and healthy living, usually feature high on our to-do lists. It’s all too easy to overlook the resolution to take stock and refocus on your finances. A new [...]
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Financial resolutions for a prosperous New Year

 January 21, 2020
The New Year period is a common time for people to take stock of their finances and make resolutions designed to boost their financial wellbeing. And a new study has found the likelihood of success in this area is heavily linked to receiving professional advice [...]
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Economic Review – November 2019

 December 12, 2019
  GROWTH SLOWEST SINCE 2010 Although the UK economy did expand during the third quarter, thereby avoiding recession, growth was weaker than expected with the annual rate of expansion the slowest in almost a decade. Gross domestic product (GDP) data released by the Office for [...]
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JISAs gaining in popularity

 December 12, 2019
As the emphasis on intergenerational wealth planning intensifies, the popularity of the Junior ISA shows no sign of subsiding. The JISA star continues to rise, with almost 15% more plans subscribed to in 2017/18 than the previous year. Some of this growth can be attributed [...]
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Accidental landlords could face a large tax bill

 December 12, 2019
Earlier this year, the government announced plans to scrap two types of tax relief for landlords who sell a property that was once their home. Homeowners in these circumstances are often referred to as ‘accidental landlords’, as when they originally acquired the property it was [...]
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Trusts – not just the preserve of the rich and famous

 October 24, 2019
Today, you don’t have to be incredibly rich for your family to benefit from the creation of a trust. They can offer long-term asset protection and have a variety of uses as part of financial planning strategies. A family trust can help protect your family’s [...]
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Interesting times ahead

 October 24, 2019
Recent data shows the global economy faltered in the second quarter of 2019. Policymakers have begun to respond, with the US Federal Reserve (Fed) cutting rates for the first time in a decade, but with the US-China trade dispute rumbling on and another Brexit deadline [...]
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Beware of scammers impersonating HMRC

 October 24, 2019
Scammers are making threatening calls pretending to be from HMRC1 and saying if the victim doesn’t pay out thousands of pounds immediately, they will be arrested. This is a particularly unpleasant scam, and more than 60,000 calls are reported to have been made in the six [...]
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Economic Review April 2019

 May 16, 2019
STOCKPILING BOOSTS UK ECONOMY The UK economy grew more strongly than expected in February as ‘pre-Brexit’ stockpiling provided a boost to the monthly rate of economic growth.Official gross domestic product (GDP) data released by the Office for National Statistics (ONS) has revealed that the economy [...]
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Thomson Tyndall sponsors Hatchards’ Burma events

 March 19, 2019
Thomson Tyndall are delighted to be sponsoring Hatchards’ series of events on Burma: Past, Present & Future from 18th-21st March. This represents an area of special interest for one of our advisers, Simon Akroyd, and the event promises to be a fascinating one, bringing together [...]
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Spring Statement 2019

 March 14, 2019
The Chancellor delivered his Spring Statement on Wednesday. Further detailed commentary is available here
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What you need to know about retirement mortgages

 February 12, 2019
Whilst much is often made of the plight of first-time buyers, a lot less attention is generally paid to older borrowers who are looking for the right type of mortgage product for their needs. However, banks and building societies are increasingly aware that borrowers are [...]
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IHT – under the spotlight

 February 12, 2019
According to figures from HM Revenue and Customs, Inheritance Tax (IHT) revenues are up again, with £5bn being paid in the 2017–18 tax year. This increase comes despite the introduction of the residence nil-rate band in 2017. With more families falling into the IHT bracket, [...]
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What are the main asset classes?

 February 12, 2019
With investing, the old saying ‘don’t put all your eggs in one basket’ rings true. To improve the potential for long-term gains and spread risk, the best advice is to diversify your investment across a range of companies, asset classes and geographical regions. This helps [...]
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Autumn Budget 2018

 November 1, 2018
The Chancellor delivered his third Budget on Monday and no doubt you have read or been sent a number of commentaries since then; as before we have therefore tried to pick out those points that we feel are of most relevance to our clients. As [...]
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Stamp duty penalises older people for moving

 October 4, 2018
Think tank, the Adam Smith Institute, believes that Stamp Duty Land Tax, to give stamp duty its full name, should be scrapped. Amongst many reasons why they think it should be abolished is the belief that its existence prevents older people from downsizing. The prospect [...]
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Your ISA – Lump sum or regular savings?

 July 26, 2018
The good news is that since 6th April you can use this year’s ISA savings allowance to put your hard-earned cash to work in a tax-efficient way. The 2018–19 allowance is a generous 20,000, and it makes sense to take advantage of this savings opportunity [...]
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Tax traps the bank of mum and dad should avoid

 July 26, 2018
With the Bank of Mum and Dad regularly helping to finance property transactions for their offspring, it’s important for parents to be aware of the tax consequences of doing so. Research has shown that scammers frequently search for information in social media profiles, emails and [...]
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Economic Review 2018

 July 5, 2018
MPC vote boosts prospect of August rate hike Although interest rates were left unchanged following the Monetary Policy Committee (MPC) meeting on 20 June, an additional dissenting voice has increased the likelihood of a rate rise at the next meeting in August. The Bank of [...]
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