Controlling your investment emotions

November 18, 2022
While Rudyard Kipling may not have been thinking about investments when he penned his famous poem ‘If’, his words will certainly resonate with investors at the moment. The current investment landscape undoubtedly presents a challenge, even for experienced investors, but those who can keep their [...]
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Thomson Tyndall – Market Update

October 7, 2022
One of the best-known mantras in investing is ‘buy low and sell high’ and whilst this is an uncontroversial strategy it proves surprisingly difficult in practice. The first challenge is to judge when a high or low is occurring, as it is only with hindsight [...]
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Autumn Budget 2022 (Mini-Budget)

September 29, 2022
On Friday 23rd September the Chancellor of the Exchequer, Kwasi Kwarteng, announced his “Growth Plan” aimed to kickstart the UK economy and which he claims to be the biggest tax cuts in a generation. As usual, our note is not intended to provide a commentary [...]
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How to value financial advice

June 21, 2022
In recent times the importance of expert financial advice has become greater than ever, as people seek reassurance that their pensions, investments and protection plans are being professionally looked after during uncertain times. Good financial outcomes are obviously important, but these can only be measured [...]
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IHT reporting – all change

June 21, 2022
Keeping up to date with tax changes can be challenging and you may have missed this one in relation to the reporting of Inheritance Tax (IHT), especially as it’s not something most of us will deal with very often. ‘Excepted estate’ The changes came in [...]
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In your 40s? Is your pension age changing?

June 8, 2022
More than four in five people in their 40s are unaware that the age at which they can access their pension might be about to change, according to research from the Pensions Management Institute (PMI)1. The normal minimum pension age (NMPA) is set to move [...]
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Pensioners sitting on cash ISAs

June 8, 2022
An alarming set of data has come to light. Over three million pensioners are holding all of their ISA savings in cash!1 The analysis highlighted that during the most recent year for which figures were available (2018/19), there were 5.8 million over-65s holding ISAs, valued [...]
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Economic Review – May 2022

June 1, 2022
Bank warns of deteriorating outlook The Bank of England (BoE) has warned that the UK faces a “sharp economic slowdown” in the coming months as it continues to raise interest rates in a bid to dampen rapidly rising prices. Following its early-May meeting, the BoE’s [...]
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Thomson Tyndall – Market Update

May 9, 2022
So much has happened since January when we last updated our view of the markets, that it is perhaps time to take stock again. The biggest changes are of course:   War in Europe This came as a shock to almost everyone and there is [...]
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This is your life – look after it

May 8, 2022
Only a quarter of Brits have life insurance or critical illness cover policies in place, despite two in five knowing someone who has had a serious accident or been too ill to work, a study2 has found Compared to protection for our homes (55%), cars [...]
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