The surging costs of retirement

April 18, 2024
According to the Pensions and Lifetime Savings Association (PLSA)1, a ‘moderate’ standard of living that includes £55 per week on groceries, a two-week all-inclusive holiday, £10 a week on takeaways and £100 a month to take others out for a meal, could cost a single [...]
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Residential Property Review – March 2024

April 2, 2024
RICS responds to the Spring Budget The Royal Institution of Chartered Surveyors (RICS) has released a statement in response to the Spring Budget. On 6 March, the Chancellor announced that twenty more towns will join the Long-Term Plan for Towns, each receiving £20m. RICS was [...]
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The scammers targeting YOU 

March 27, 2024
According to a study from NatWest1, seven in 10 people have been targeted by scams over the last 12 months. Vulnerabilities brought on by cost-of-living challenges have likely contributed to the high numbers. Sadly, 13% of people have fallen prey to such scams, which are [...]
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What’s your retirement dream?

March 20, 2024
Research1 has revealed that the ultimate retirement dream is actually very simple – financial security for the rest of your life. This is according to a survey1, which questioned 2,000 respondents aged 50 and over on their aspirations for later life. Hopes and dreams Nearly [...]
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Budget 2024

March 8, 2024
Despite being within a year of the next General election, this Budget contained relatively little that affects financial planning. The two much-trailed measures attracting headlines, the reduction of the National Insurance rate and the British ISA, whilst welcome, were both relatively insignificant and are unlikely [...]
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Financial pitfalls primarily impacting women

February 22, 2024
Research1 has shone a spotlight on the financial challenges that prevent women from accumulating the same wealth as their male counterparts. The report found that having children continues to have a disproportionately large impact on women’s finances, as do other life events such as the [...]
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Powering up your pension this year

February 14, 2024
Paying a lump sum into a pension can be a particularly effective way to save for your future. If you have accumulated extra money from a windfall, work bonus or through saving, now could be the ideal time to power up your pension with a [...]
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Economic Review – January 2024

February 8, 2024
UK economy rebounds in November Official statistics show the economy returned to growth in November, although analysts believe it remains a close call as to whether or not the UK will once again manage to avoid a recession. Figures released last month by the Office [...]
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The value of advice: much more than the bottom line 

January 30, 2024
The true value of financial advice clearly goes well beyond simply maximising the monetary value of a client’s portfolio. As we progress through life’s journey, the major events that confront us all certainly come with financial costs. However, they also generate an array of emotions [...]
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Residential Property Review – January 2024

January 26, 2024
Falling mortgage rates bolster housing market  Hope seems to be on the horizon for the housing market as the year gets off to a promising start. The decision from many mortgage lenders to reduce rates seems to have had the desired effect, as buyer interest [...]
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