Spouses unnecessarily paying tax on inherited ISAs

August 30, 2019
Data1 shows that six out of seven bereaved partners could be paying tax unnecessarily on ISA savings they inherit. Since April 2015, bereaved spouses or civil partners have been entitled to an extra ISA allowance. This is achieved by what’s called an Additional Permitted Subscription [...]
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Goals – based investing

August 30, 2019
Although it might be tempting to think that investing is just about getting the best possible return on one pot of money, goal-based investing, structuring your investment around your specific financial aims, has become a widely-used way of helping people plan their financial futures. Thinking [...]
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Celebrating 20 years of the ISA

August 30, 2019
    Celebrating 20 years of the ISA The Individual Savings Account (ISA) was launched on 6th April 1999 and it hasn’t looked back. Today it’s estimated that 42% of adults hold one, which is hardly surprising considering how simple and tax-efficient they are. When [...]
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Economic Review April 2019

May 16, 2019
STOCKPILING BOOSTS UK ECONOMY The UK economy grew more strongly than expected in February as ‘pre-Brexit’ stockpiling provided a boost to the monthly rate of economic growth.Official gross domestic product (GDP) data released by the Office for National Statistics (ONS) has revealed that the economy [...]
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Thomson Tyndall sponsors Hatchards’ Burma events

March 19, 2019
Thomson Tyndall are delighted to be sponsoring Hatchards’ series of events on Burma: Past, Present & Future from 18th-21st March. This represents an area of special interest for one of our advisers, Simon Akroyd, and the event promises to be a fascinating one, bringing together [...]
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What you need to know about retirement mortgages

February 12, 2019
Whilst much is often made of the plight of first-time buyers, a lot less attention is generally paid to older borrowers who are looking for the right type of mortgage product for their needs. However, banks and building societies are increasingly aware that borrowers are [...]
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IHT – under the spotlight

February 12, 2019
According to figures from HM Revenue and Customs, Inheritance Tax (IHT) revenues are up again, with £5bn being paid in the 2017–18 tax year. This increase comes despite the introduction of the residence nil-rate band in 2017. With more families falling into the IHT bracket, [...]
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What are the main asset classes?

February 12, 2019
With investing, the old saying ‘don’t put all your eggs in one basket’ rings true. To improve the potential for long-term gains and spread risk, the best advice is to diversify your investment across a range of companies, asset classes and geographical regions. This helps [...]
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Autumn Budget 2018

November 1, 2018
The Chancellor delivered his third Budget on Monday and no doubt you have read or been sent a number of commentaries since then; as before we have therefore tried to pick out those points that we feel are of most relevance to our clients. As [...]
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