Life insurance – time to redress the gender gap

December 12, 2025
Women are less likely than men to hold life insurance or understand its benefits Many women have not been educated about life insurance and believe they can’t afford it Life insurance provides financial support to loved ones if the policyholder dies during its term Women [...]
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Autumn Budget 2025

December 2, 2025
After months of “leaks” and speculation, almost none of the measures debated were actually included despite the extraordinary number of changes proposed – over 80. Most were of limited application and few will significantly affect clients of Thomson Tyndall: we will try to summarise just [...]
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Online fraudsters target UK investors

November 18, 2025
Many UK investors use social media to help make their financial decisions To protect investors from misleading advice, the FCA is taking decisive action Professional guidance helps investors make safe, informed decisions and avoid costly mistakes Social media finfluencers. Internet searches. AI chatbots. A growing [...]
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Should I Take My Pension Tax-Free Cash before the Budget?

November 6, 2025
With the Chancellor’s Budget billed for the end of November, the media is in peak ‘speculation mode’ about Rachel Reeves’ plans to raise taxes to meet the estimated £30 billion required to fund Labour’s policy commitments and rising government debt costs. Some articles published in [...]
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Autumn Budget – forward thinking

October 23, 2025
As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce. The National Institute of Economic and Social Research (NIESR) forecasts the government will miss its fiscal target, predicting a £41.2bn deficit by 2029/30. To address this, the Chancellor may need to [...]
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Thomson Tyndall Investment Thoughts Q4 2025

October 8, 2025
Throughout 2025 we have seen persistent political instability and, whilst we have also experienced levels of investment volatility that would be high relative to historic averages, these bouts of volatility have, generally, been short lived and the trajectory for most asset classes has been positive. [...]
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Who will inherit your pension?

September 17, 2025
1 in 6 people don’t know who their pension would go to if they passed away Cohabiting partners are especially at risk of missing out if not formally nominated Some still have ex-partners listed – regular reviews are essential One in six people with a [...]
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Why ‘keep calm and carry on’ pays off for investors

August 18, 2025
April’s surprise tariffs announced by Donald Trump on ‘Liberation Day’ unsettled global markets and caused a sharp sell off from panicked investors. Trump announced a 90-day pause of the reciprocal tariffs on 9 April and markets picked-up. The recovery then continued in the weeks following [...]
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