Thought pieces Archives - Page 2 of 3

What you need to know about retirement mortgages

February 12, 2019

Whilst much is often made of the plight of first-time buyers, a lot less attention is generally paid to older borrowers who are looking for the right type of mortgage product for their needs. However, banks and building societies are increasingly aware that borrowers are [...]

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Autumn Budget 2018

November 1, 2018

The Chancellor delivered his third Budget on Monday and no doubt you have read or been sent a number of commentaries since then; as before we have therefore tried to pick out those points that we feel are of most relevance to our clients. As [...]

Thought pieces

Average private school fees rise above 17,000 – How to save for your child

October 4, 2018

According to the annual census of leading independent schools, the average fee for attending a private school is now over 17,000 a year. Despite the rising cost of fees, private education continues to remain popular, with the number of pupils reaching 529,000, the highest figure [...]

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Stamp duty penalises older people for moving

October 4, 2018

Think tank, the Adam Smith Institute, believes that Stamp Duty Land Tax, to give stamp duty its full name, should be scrapped. Amongst many reasons why they think it should be abolished is the belief that its existence prevents older people from downsizing. The prospect [...]

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Economic Review 2018

July 5, 2018

MPC vote boosts prospect of August rate hike Although interest rates were left unchanged following the Monetary Policy Committee (MPC) meeting on 20 June, an additional dissenting voice has increased the likelihood of a rate rise at the next meeting in August. The Bank of [...]

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Spring Statement 2018

March 15, 2018

The Chancellor delivered his Spring Statement on Tuesday. See the detailed commentary here.

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Budget 2017

November 29, 2017

The Chancellor delivered his first Autumn Budget on Wednesday and no doubt you have read or been sent a number of commentaries since then; we have therefore tried to pick out those points that we feel are of most relevance to our clients. Further detailed [...]

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Does how you invest reflect your generation?

April 3, 2017

The way we view our savings and investment reflects when we were born, to a remarkable degree. Those aged 51 to 70 (Baby Boomers), for instance, are more likely to feel that they have been particularly lucky with their cash. This generation saved hard for [...]

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Gen O struggling to save

January 3, 2017

The ‘Ostrich Generation’, or Gen O for short (16-34 year olds), have got their heads in the sand when it comes to how they choose to spend and especially save their money. A recent survey¹ revealed that over half of Gen O regularly treat themselves [...]

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Sustainable Income Levels

October 26, 2016

A frequent question from investors is “What is a reasonable level of income to expect from my investments bearing in mind inflation?” It has never been an easy one to answer because all predictions of future market behaviour are necessarily uncertain, even over the medium/long [...]

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