Stamp duty penalises older people for moving

October 4, 2018
Think tank, the Adam Smith Institute, believes that Stamp Duty Land Tax, to give stamp duty its full name, should be scrapped. Amongst many reasons why they think it should be abolished is the belief that its existence prevents older people from downsizing. The prospect [...]
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Economic Review 2018

July 5, 2018
MPC vote boosts prospect of August rate hike Although interest rates were left unchanged following the Monetary Policy Committee (MPC) meeting on 20 June, an additional dissenting voice has increased the likelihood of a rate rise at the next meeting in August. The Bank of [...]
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Budget 2017

November 29, 2017
The Chancellor delivered his first Autumn Budget on Wednesday and no doubt you have read or been sent a number of commentaries since then; we have therefore tried to pick out those points that we feel are of most relevance to our clients. Further detailed [...]
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Does how you invest reflect your generation?

April 3, 2017
The way we view our savings and investment reflects when we were born, to a remarkable degree. Those aged 51 to 70 (Baby Boomers), for instance, are more likely to feel that they have been particularly lucky with their cash. This generation saved hard for [...]
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Gen O struggling to save

January 3, 2017
The ‘Ostrich Generation’, or Gen O for short (16-34 year olds), have got their heads in the sand when it comes to how they choose to spend and especially save their money. A recent survey1 revealed that over half of Gen O regularly treat themselves [...]
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Sustainable Income Levels

October 26, 2016
A frequent question from investors is “What is a reasonable level of income to expect from my investments bearing in mind inflation?” It has never been an easy one to answer because all predictions of future market behaviour are necessarily uncertain, even over the medium/long [...]
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Residential Nil Rate Band

August 18, 2016
MANAGING THE TAPER FOR ESTATES ABOVE £2 MILLION This new allowance for Inheritance Tax is not due to come into effect until April 2017 but it will be a valuable relief, worth up to £140,000 of tax saving for couples after 2020. Needless to say [...]
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