Whilst much is often made of the plight of first-time buyers, a lot less attention is generally paid to older borrowers who are looking for the right type of mortgage product for their needs. However, banks and building societies are increasingly aware that borrowers are [...]
The Chancellor delivered his third Budget on Monday and no doubt you have read or been sent a number of commentaries since then; as before we have therefore tried to pick out those points that we feel are of most relevance to our clients. As [...]
According to the annual census of leading independent schools, the average fee for attending a private school is now over 17,000 a year. Despite the rising cost of fees, private education continues to remain popular, with the number of pupils reaching 529,000, the highest figure [...]
Think tank, the Adam Smith Institute, believes that Stamp Duty Land Tax, to give stamp duty its full name, should be scrapped. Amongst many reasons why they think it should be abolished is the belief that its existence prevents older people from downsizing. The prospect [...]
MPC vote boosts prospect of August rate hike Although interest rates were left unchanged following the Monetary Policy Committee (MPC) meeting on 20 June, an additional dissenting voice has increased the likelihood of a rate rise at the next meeting in August. The Bank of [...]
The Chancellor delivered his first Autumn Budget on Wednesday and no doubt you have read or been sent a number of commentaries since then; we have therefore tried to pick out those points that we feel are of most relevance to our clients. Further detailed [...]
The way we view our savings and investment reflects when we were born, to a remarkable degree. Those aged 51 to 70 (Baby Boomers), for instance, are more likely to feel that they have been particularly lucky with their cash. This generation saved hard for [...]
The ‘Ostrich Generation’, or Gen O for short (16-34 year olds), have got their heads in the sand when it comes to how they choose to spend and especially save their money. A recent survey1 revealed that over half of Gen O regularly treat themselves [...]
