All

In your 40s? Is your pension age changing?

 June 8, 2022
More than four in five people in their 40s are unaware that the age at which they can access their pension might be about to change, according to research from the Pensions Management Institute (PMI)1. The normal minimum pension age (NMPA) is set to move [...]
Read more
All

Pensioners sitting on cash ISAs

 June 8, 2022
An alarming set of data has come to light. Over three million pensioners are holding all of their ISA savings in cash!1 The analysis highlighted that during the most recent year for which figures were available (2018/19), there were 5.8 million over-65s holding ISAs, valued [...]
Read more
Pensions

Gen up to protect yourself from pension scams

 March 3, 2022
With pension scam losses totalling millions each year, good news came in November, when new regulations came into force to protect pension savers and stop suspicious scam transfers. From 30 November 2021, pension trustees and scheme managers received new powers to intervene. Previously pension providers [...]
Read more
All

Autumn: a time of change and preparation

 October 21, 2021
As the darker evenings and colder days of autumn approach, our thoughts often turn to hunkering down and preparing for the winter months. A season traditionally associated with change, preservation and preparation, autumn is a perfect time to get your finances organised before the rush [...]
Read more
All

Taking emotion (and colour!) away from investment decisions

 August 18, 2021
It is fascinating to consider the psychology of investing. There are many behavioural traps that investors could find themselves falling into during times of market volatility, when knee jerk reactions can take hold. One example being ‘the anchoring trap’, which is where investors rely too [...]
Read more
All

Probate delayed by ‘hidden assets’

 August 4, 2021
Probate software specialist Exizent has published its first Bereavement Index*, with some interesting findings. It shows that many people fail to organise their finances before death, leading to stress and anxiety for those left dealing with a ‘financial mess’. According to the research, one in [...]
Read more
All

Pension savers enticed by ‘risky’ investments

 July 20, 2021
At a time where it is becoming harder to save up adequate sums for retirement, a new study shows that the UK’s low interest rate environment is causing retirees to turn to riskier pension and investment products which could potentially lose them a significant sum. [...]
Read more
All

Warm outside? Don’t forget about the LTA freeze

 July 14, 2021
Summer, freedom and (hopefully) sunshine are all well on the way, but not planning for the Lifetime Allowance (LTA) freeze could cast a cloud over your finances. For the next five years (until April 2026), the pension LTA will be held at its current level [...]
Read more
All

Have you updated your pension expression of wishes?

 June 17, 2021
If not, now is the time! Essentially, an expression of wishes allows you to designate one or more beneficiaries whom you would like to inherit your pension. While many people draw up an expression of wishes when they first open their pension, many forget that [...]
Read more
1 2 3 4 5