Residential Property Review – August 2024

August 29, 2024
First cut in Bank Rate in over four years The Bank of England has reduced Bank Rate for the first time in more than four years. The rate is now 5%, having been held at 5.25% since August 2023, after 14 consecutive increases. The Monetary [...]
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Don’t overlook a mid-life protection review

August 16, 2024
Research1 has found that people in their 30s and 40s could be slipping through the net when it comes to protection cover. The data highlights that those in this age bracket are more likely to have inadequate protection cover for their mortgage, should the worst [...]
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Limiting ‘home bias’

August 8, 2024
Does your investment portfolio suffer from too much ‘home bias’? It’s natural for investors to stay close to home when thinking about investing, contemplating well-known UK companies or UK-focused funds rather than looking further afield. But if your portfolio becomes too heavily concentrated in the [...]
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ISAs: a quarter century strong

August 2, 2024
Since being launched on 6 April 1999 as successor to PEPs and TESSAs, the Individual Savings Account (ISA) has become an integral part of the UK savings and investment landscape. Worth celebrating By any measure, the humble ISA has been a huge success. The latest [...]
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Residential Property Review – July 2024

July 25, 2024
A new Labour government – what next for housing? Following the Labour Party’s landslide election win, what changes might be in store for the UK housing market? In the Prime Minister’s introduction to the King’s Speech on 17 July, Sir Keir Starmer stated “Too many [...]
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Thomson Tyndall Investment Thoughts Q3 2024

July 23, 2024
Over the first half 2024, we have enjoyed what has felt like a normalisation in economic data and investment markets. Most economies have seen improving inflation readings and steady economic growth, indicating that the interest rate hikes of 2022/23 are doing their job without crashing [...]
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Optimistic days ahead

July 3, 2024
This year, summer brings hope of a better financial future as inflationary pressures recede and the economy continues to grow. It could therefore be an ideal opportunity to prioritise a range of pension-related issues in order to ensure brighter days do lie ahead. Pension withdrawals [...]
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Residential Property Review – June 2024 

June 28, 2024
Housing market update The UK housing market continues to show modest signs of recovery, according to the latest data from Savills. Despite some house price growth, a significant upturn is considered unlikely until mortgage affordability improves. Buyer activity continues to improve, as the number of [...]
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