Many parents are keen to give their children a flying start financially by putting aside money throughout their childhood. Mums have been shown to be more likely to take the lead in this area, with most savings being held in cash products, such as cash [...]
With the caveat that short term prediction in volatile markets is generally a fool’s errand, we thought it might be helpful to provide a few comments on markets following the news that the tensions between Russia and Ukraine have, today, escalated into an invasion of [...]
More than half (57%) of consumers want their pension to be invested responsibly to help tackle climate change, but only one in seven people who have a pension have taken steps to invest it responsibly1. Climate change and the environment are bigger concerns for most [...]
In spite of a generally favourable outlook for most of the global economy, with the diminishing impact of Covid and the lockdown measures designed to curb its spread, financial markets have been quite volatile since the start of 2022. Globally equity markets have dropped c.7% [...]
The new year is the perfect time to reassess how your finances are faring and take advantage of any opportunities that may lie ahead. Household budgets are likely to be stretched in 2022, with rising inflation and tax increases already on the table. It makes [...]
As the darker evenings and colder days of autumn approach, our thoughts often turn to hunkering down and preparing for the winter months. A season traditionally associated with change, preservation and preparation, autumn is a perfect time to get your finances organised before the rush [...]
After a long period in which there was little to worry about, this has reappeared on the agenda. As it is a very significant factor in considering investment policy, it might be helpful to clients if we set out our current view. Many of us, [...]
It is fascinating to consider the psychology of investing. There are many behavioural traps that investors could find themselves falling into during times of market volatility, when knee jerk reactions can take hold. One example being ‘the anchoring trap’, which is where investors rely too [...]