There was much rumour ahead of the Autumn statement about how the hole in the UK finances will be fixed. Overall, there are several changes that will affect the finances of our clients. The government has mostly decided to fix the problem through stealth taxes [...]

While Rudyard Kipling may not have been thinking about investments when he penned his famous poem ‘If’, his words will certainly resonate with investors at the moment. The current investment landscape undoubtedly presents a challenge, even for experienced investors, but those who can keep their [...]

One of the best-known mantras in investing is ‘buy low and sell high’ and whilst this is an uncontroversial strategy it proves surprisingly difficult in practice. The first challenge is to judge when a high or low is occurring, as it is only with hindsight [...]

On Friday 23^rd September the Chancellor of the Exchequer, Kwasi Kwarteng, announced his “Growth Plan” aimed to kickstart the UK economy and which he claims to be the biggest tax cuts in a generation. As usual, our note is not intended to provide a commentary [...]

In recent times the importance of expert financial advice has become greater than ever, as people seek reassurance that their pensions, investments and protection plans are being professionally looked after during uncertain times. Good financial outcomes are obviously important, but these can only be measured [...]

So much has happened since January when we last updated our view of the markets, that it is perhaps time to take stock again. The biggest changes are of course:   War in Europe This came as a shock to almost everyone and there is [...]