The peace of mind that protection policies can provide

April 3, 2017

A recent study shows that many families are overlooking the benefits that protection insurance policies can provide and the peace of mind they can bring. Life cover may be one of those things you’ve been meaning to sort out for a while but haven’t yet ticked off your list. It’s undoubtedly one of the most important financial products anyone can take out, and one of the best ways of leaving loved ones provided for financially.

Whilst most people understand the need to have life insurance in place if they have a big financial commitment like a mortgage, many more are overlooking or unsure of the benefits that other types of insurance cover can provide. Life insurance and critical illness cover can be a vital buffer against life’s unexpected events, providing much-needed funds on death, or the diagnosis of a critical illness. But that’s not all; there are other policies available that can provide much-needed financial support for families if they are hit by unforeseen problems such as an accident, sickness or unemployment.

There are life policies that provide lump sums, and policies such as family income benefit that instead pay a regular income in the event of your death during the term of the policy. You can also protect your income, so that if you can’t work due to illness or injury you receive a monthly income that’s paid until you can return to work or reach retirement age.


The great thing about protection policies is that the cover can be tailored to meet your needs throughout your life. We often find that our clients’ insurance requirements change when they buy a property or have a family, take on more debt or change jobs, and we help them get the cover they need at every stage.

Finding the right policy that provides the right level of cover and represents good value for money can be hard on your own; why not let us help you find the best policy for your needs?