All Archives - Thomson Tyndall

Autumn Budget – forward thinking

October 23, 2025

As the Autumn Budget approaches, speculation is growing about what the Chancellor may announce. The National Institute of Economic and Social Research (NIESR) forecasts the government will miss its fiscal target, predicting a £41.2bn deficit by 2029/30. To address this, the Chancellor may need to [...]

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Who will inherit your pension?

September 17, 2025

1 in 6 people don’t know who their pension would go to if they passed away Cohabiting partners are especially at risk of missing out if not formally nominated Some still have ex-partners listed – regular reviews are essential One in six people with a [...]

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‘Squeezed middle’ falling into ‘protection gap’

August 29, 2025

People in their 30s and 40s are falling into the ‘protection gap,’ new research¹ suggests, but getting the right cover for your needs is achievable. Squeezed middle Only 30% of those aged 30 to 34 and 34% of those aged 35 to 39 have enough [...]

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Why ‘keep calm and carry on’ pays off for investors

August 18, 2025

April’s surprise tariffs announced by Donald Trump on ‘Liberation Day’ unsettled global markets and caused a sharp sell off from panicked investors. Trump announced a 90-day pause of the reciprocal tariffs on 9 April and markets picked-up. The recovery then continued in the weeks following [...]

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How the ‘great wealth transfer’ impacts you

August 13, 2025

The UK’s ‘great wealth transfer’ will see an estimated £5.5trn to £7trn passed down the generations in the next 30 years. As money, property and assets are passed on through inheritance, gifts and estate transfers, it is important to understand what this will mean for [...]

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Investors warned as cloning scams surge

August 7, 2025

Cloning scams are now the top fraud threat to people wanting to invest, a new study shows¹. The Investment Association (IA) said there were 478 cases of firms being impersonated by fraudsters in the second half of 2024 alone. Nearly a quarter of these scams [...]

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Engaging with your pension – knowledge gaps revealed

July 30, 2025

New research¹ has shone a light on the extent of pension knowledge gaps among UK adults. While 53% of people believe they are knowledgeable about pensions, only 35% can correctly identify a defined benefit scheme and 34% understand what a defined contribution scheme is. Additionally, [...]

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Thomson Tyndall Investment Thoughts Q3 2025

July 9, 2025

To say that the first half of 2025 was eventful feels like an understatement. From a stock market perspective, the year started with optimism spilling over from Trump’s November election victory – with markets predicting Trump’s second term would mimic the business-friendly theme of his [...]

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Bridging the generational wealth gap: securing financial stability

June 12, 2025

Throughout our lives, we both give and receive support across generations, whether within our families or as part of society. This concept, known as the intergenerational contract, ensures that different generations support each other based on their needs and resources. However, with shifting economic conditions [...]

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Surging demand for protection insurance – are you covered?

May 29, 2025

The demand for health insurance, income protection and life insurance is expected to rise significantly in 2025, according to a recent survey¹. The study, which gathered insights from 250 UK financial advisers, highlights a growing awareness amongst clients of the need for comprehensive protection cover. [...]

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